All Types of Loans
Under One Roof
Personal, Home, Business, Education, Gold, Car Loans & all Government Scheme Loans — fast approval, minimum documents, expert guidance from AyurFinTex Service.
We Offer These Loans
Choose Your Loan Type
All Loan Types — Complete Details
Har loan ki poori jankari — eligibility, amount, interest rate, documents — sabkuch ek jagah.
Personal Loan (PL)
Apni kisi bhi zaroorat ke liye — wedding, medical emergency, travel, home renovation, debt consolidation ya kuch bhi — bina kisi guarantee ke fast cash.
| Loan Amount | ₹50,000 – ₹40 Lakh |
| Interest Rate | 10.5% – 24% p.a. |
| Repayment Tenure | 12 – 60 Months |
| Processing Fee | 1% – 3% of loan amount |
| Processing Time | 24 – 72 Hours |
| Collateral | Not Required |
Eligibility
- Age: 21 – 60 Years
- Salaried / Self-Employed
- Min Income: ₹15,000/month
- CIBIL Score: 700+
- Job/Business: 1+ Year
Documents Required
- Aadhaar + PAN Card
- Last 3 Month Salary Slip
- 6 Month Bank Statement
- Latest ITR (Self-Employed)
- Passport Size Photo
Best for: Salaried employees, doctors, govt employees, self-employed professionals
Apply for Personal LoanBusiness Loan (BL)
Apna business grow karo — working capital, machinery purchase, office setup, stock purchase ya expansion ke liye fast business loan with minimal documentation.
| Loan Amount | ₹1 Lakh – ₹2 Crore |
| Interest Rate | 12% – 26% p.a. |
| Repayment Tenure | 12 – 84 Months |
| Processing Fee | 1% – 3% |
| Processing Time | 3 – 7 Working Days |
| Collateral | Secured / Unsecured Both |
Eligibility
- Age: 25 – 65 Years
- Business: 2+ Years Old
- Min Turnover: ₹10 Lakh/year
- CIBIL Score: 650+
- GST Registered (preferred)
Documents Required
- Aadhaar + PAN Card
- Business Registration Proof
- GST Certificate
- 12 Month Bank Statement
- Last 2 Year ITR
- Balance Sheet / P&L
Best for: Shop owners, traders, manufacturers, MSME, startups, retailers
Apply for Business LoanHome Loan (HL)
Apna sapno ka ghar banao — new house purchase, construction, renovation ya plot purchase ke liye low interest rate par long tenure home loan ki poori sahayata.
| Loan Amount | ₹5 Lakh – ₹5 Crore |
| Interest Rate | 8.5% – 11.5% p.a. |
| Repayment Tenure | Up to 30 Years |
| LTV Ratio | Up to 90% of Property Value |
| Processing Time | 7 – 15 Working Days |
| Collateral | Property as Mortgage |
Eligibility
- Age: 21 – 65 Years
- Salaried / Self-Employed
- Min Income: ₹20,000/month
- CIBIL Score: 700+
- Stable Employment: 2+ Yr
Documents Required
- Aadhaar + PAN Card
- Income Proof / ITR
- 6 Month Bank Statement
- Property Documents
- Sale Agreement / Title Deed
- Property Valuation Report
Best for: New house purchase, construction, renovation, plot + construction
Apply for Home LoanLoan Against Property (LAP)
Apni property — residential ya commercial — ko mortgage karke badi rashi hasil karo apne kisi bhi business ya personal kaam ke liye, at low interest rates.
| Loan Amount | ₹10 Lakh – ₹10 Crore |
| Interest Rate | 9% – 14% p.a. |
| Repayment Tenure | Up to 20 Years |
| LTV Ratio | Up to 75% of Property Value |
| Processing Time | 10 – 20 Working Days |
| Collateral | Residential / Commercial Property |
Eligibility
- Age: 25 – 70 Years
- Property Owner (Residential/Commercial)
- Salaried / Self-Employed
- CIBIL Score: 650+
- Income Proof Required
Documents Required
- Aadhaar + PAN Card
- Property Title Deed
- Property Tax Receipt
- Encumbrance Certificate
- Income Proof / ITR
- 12 Month Bank Statement
Best for: Business expansion, debt consolidation, large personal expenses, medical needs
Apply for LAPUsed Car Loan
Second-hand / purani car kharidni hai? Tension nahi — AyurFinTex Service ke through purani cars pe bhi aasani se loan milta hai, fast processing ke saath.
| Loan Amount | ₹1 Lakh – ₹25 Lakh |
| Interest Rate | 14% – 22% p.a. |
| Repayment Tenure | 12 – 60 Months |
| Car Age Limit | Max 10 Years Old Car |
| Funding | Up to 80% of Car Value |
| Processing Time | 2 – 5 Working Days |
Eligibility
- Age: 21 – 65 Years
- Salaried / Self-Employed
- Min Income: ₹15,000/month
- CIBIL Score: 650+
- Car Max 10 Years Old
Documents Required
- Aadhaar + PAN Card
- Income Proof
- 3 Month Bank Statement
- Car RC Book (Original)
- Car Insurance Copy
- Seller Agreement / Invoice
Best for: Second-hand car buyers, budget-conscious customers
Apply for Used Car LoanNew Car Loan
Nayi car ka sapna poora karo — showroom se brand new car leke aao! AyurFinTex Service ke through sabse competitive interest rate par new car loan milta hai.
| Loan Amount | ₹2 Lakh – ₹1 Crore |
| Interest Rate | 7.5% – 12% p.a. |
| Repayment Tenure | 12 – 84 Months |
| Funding | Up to 100% On-Road Price |
| Processing Time | Same Day – 3 Days |
| Collateral | Car Hypothecation |
Eligibility
- Age: 21 – 65 Years
- Salaried / Self-Employed
- Min Income: ₹20,000/month
- CIBIL Score: 700+
- Stable Employment: 1+ Year
Documents Required
- Aadhaar + PAN Card
- Salary Slip / ITR
- 3 Month Bank Statement
- Car Quotation (Dealer)
- Address Proof
Best for: First-time car buyers, salaried professionals, business owners
Apply for New Car LoanInstant Loan
Emergency hai? Urgent paise chahiye? Instant Loan mein sirf Aadhaar + PAN se kuch ghanton mein seedha bank account mein paise. Koi guarantee nahi, koi property nahi.
| Loan Amount | ₹5,000 – ₹5 Lakh |
| Interest Rate | 18% – 36% p.a. |
| Repayment Tenure | 3 – 24 Months |
| Approval Time | Within 2–4 Hours |
| Processing | 100% Digital / Paperless |
| Collateral | Not Required |
Eligibility
- Age: 21 – 55 Years
- Salaried / Self-Employed
- Min Income: ₹12,000/month
- CIBIL Score: 650+
- Active Bank Account
Documents Required
- Aadhaar Card
- PAN Card
- Last 3 Month Bank Statement
- Selfie Photo
- Mobile Number (Linked to Aadhaar)
Best for: Medical emergency, urgent travel, immediate cash needs
Get Instant Loan NowEducation Loan
Padhai ka khwab adhoora mat rehne do — India ya abroad mein higher education ke liye tuition fees, hostel, travel sab cover hota hai Education Loan mein.
| Loan Amount | ₹50,000 – ₹1.5 Crore |
| Interest Rate | 8.5% – 14% p.a. |
| Repayment Tenure | Up to 15 Years |
| Moratorium Period | Course Duration + 1 Year |
| Processing Time | 7 – 15 Working Days |
| Tax Benefit | Section 80E Deduction |
Eligibility
- Age: 16 – 35 Years (Student)
- Admission Confirmed
- Indian Nationality
- Co-applicant: Parent/Guardian
- Recognized University/College
Documents Required
- Student Aadhaar + PAN
- Admission Letter
- Academic Marksheets
- Fee Structure of College
- Co-applicant Income Proof
- Bank Statement
Best for: Engineering, Medical, MBA, Law, Study Abroad — all recognized courses
Apply for Education LoanGold Loan
Apna sona ghar mein rakha hai? Usse kaam mein lao — Gold Loan mein sabse fast approval milti hai, interest bhi kam hota hai aur sona bilkul safe rehta hai.
| Loan Amount | ₹10,000 – ₹50 Lakh |
| Interest Rate | 9% – 18% p.a. |
| Repayment Tenure | 3 – 36 Months |
| LTV Ratio | Up to 75% of Gold Value |
| Approval Time | Same Day (Few Hours) |
| Collateral | Gold Jewellery / Coins |
Eligibility
- Age: 18 – 70 Years
- Any Indian Resident
- Gold (18-22 Carat) Required
- No CIBIL Score Required
- Minimum 10 Gram Gold
Documents Required
- Aadhaar Card
- PAN Card
- Address Proof
- Passport Size Photo
- Gold Jewellery (Original)
Best for: Farmers, housewives, emergency cash needs, no CIBIL required
Apply for Gold LoanOverdraft (OD) / Cash Credit (CC) Loan
Business ka working capital kabhi khatam na ho — OD/CC limit se aap zarroorat ke waqt bank account se zyada paise nikal sakte ho aur sirf use pe interest dena hota hai.
| OD/CC Limit | ₹1 Lakh – ₹5 Crore |
| Interest Rate | 10% – 16% p.a. |
| Validity | 1 Year (Renewable) |
| Interest Charged On | Only Utilized Amount |
| Collateral | Stock / Property / FD |
| Repayment | Flexible — No Fixed EMI |
Eligibility
- Business: 2+ Years Old
- GST Registered Business
- Annual Turnover: ₹25 Lakh+
- CIBIL Score: 700+
- Current Account with Bank
Documents Required
- Aadhaar + PAN Card
- Business Registration
- GST Returns (6 Months)
- 12 Month Bank Statement
- Stock Statement / Balance Sheet
- Property Documents (if secured)
Best for: Traders, manufacturers, retailers — working capital management
Apply for OD / CC LoanGovt Scheme Loans
Sarkar ki taraf se subsidized loans — AyurFinTex Service ke through poori application sahayata uplabdh hai.
PM Mudra Loan
Chhote aur micro businesses ke liye — bina guarantee ke 3 categories mein loan milta hai.
PM SVANidhi
Street vendors / rehdi-patri walon ke liye — 3 installments mein ₹10K se ₹50K tak ka loan.
PMEGP Loan
New manufacturing / service business shuru karne ke liye — 15–35% margin money subsidy government deti hai.
PMAY – Pradhan Mantri Awas Yojana
Garibo ko pakka ghar — Home Loan par 2.67 Lakh tak subsidy milti hai EWS/LIG/MIG category mein.
Kisan Credit Card (KCC)
Farmers ke liye revolving credit — seeds, fertilizers, irrigation aur short-term agricultural needs ke liye credit card.
Stand Up India / MSME Loans
SC/ST aur women entrepreneurs ke liye — new greenfield enterprise shuru karne par ₹10L se ₹1Cr tak bank loan.
Loan Apply Karna Bahut Aasaan Hai
Sirf 4 simple steps mein apna loan apply karo — baaki sab hum karenge!
Enquiry Form Fill Karo
Website pe ya directly call/WhatsApp karke apni zaroorat batao.
Free Consultation
Hamara expert aapka case analyze karke best loan option suggest karega.
Documents Submit Karo
Minimum documents chahiye — hum sab paperwork handle karte hain.
Loan Account Mein Aaya!
Approval ke baad seedha aapke bank account mein amount transfer ho jaata hai.
Loan Chahiye? Hum Yahan Hain!
Personal Loan se lekar Govt Scheme Loan tak — AyurFinTex Service par aao ya call karo.
Free consultation, fast approval, no hidden charges.
Bishnupur, Begusarai — Near BM Hospital | info@ayurfintexsarvice.info | ayurfintexsarvice.info